Healthcare Is Broken…

We’re Fixing It

What Is SMART Health Benefits?

SMART Health is a first-of-its-kind health planning process that does what health insurance should do: provide the highest-quality coverage for the lowest possible cost. We aren’t a “budget” plan that tempts members with cheap premiums, poor coverage, and exorbitant out-of-pocket costs.

Our revolutionary framework allows us to replicate your existing coverage at a significantly lower cost.

Your employees get:

The same HOSPITALS

The same DOCTORS

The same PHARMACIES

The same COVERAGE

All for an average of 20% lower monthly premiums, and 80% lower out-of-pocket costs.

This means no adjustment period for your employees, no inconvenience for their families, and no scrambling to find new providers. Everything stays the exact same for them, except the price! Both employer and employee save 20% on monthly premiums.

How Do We Do It?

Simple: we don’t exploit our members. Big health insurance carriers have spent decades manipulating the medical system to increase prices, reduce coverage, and lower the quality of care, all while reporting record profits year after year.

Now, we’re beating them at their own game. We’ve reverse-engineered their entire racket and built the whole thing ourselves…except at every single point where they squeeze members out of more money, we return those savings to you.

Comprehensive Care for Every Need:

We offer a range of services designed to provide you with complete health coverage. Whether you're looking for basic health insurance or advanced care options, our services are tailored to protect you and your loved ones in every stage of life. With us, you can rest easy knowing that your health is in good hands. Key features below:

Maternity Care

Having maternity care included in your health insurance ensures you receive essential prenatal, delivery, and postnatal care without facing overwhelming out-of-pocket costs. It gives you access to regular checkups, screenings, and support that promote a healthy pregnancy for both mother and baby.

Outpatient Health Events

Outpatient health events in your insurance plan means you can receive medical care—like doctor visits, diagnostic tests, and minor procedures—without needing to be hospitalized. This helps catch and treat health issues early, often leading to better outcomes and lower overall costs. It also provides greater flexibility and convenience.

On-Demand Virtual Care

Virtual Care gives you access to medical professionals from the comfort of your home, saving time and avoiding unnecessary trips to the clinic. It’s especially helpful for managing minor illnesses, getting prescriptions, or receiving medical advice quickly. It can lead to faster care, lower costs, and improved overall health management.

Protecting Your Health, Securing Your Future

We offer customized health insurance plans to fit your needs, ensuring peace of mind and financial protection. Trust our expert team to guide you in choosing the right coverage.