Healthcare That Actually Cares

SMART Health Benefits Explained

We offer a wide range of health insurance services designed to keep you and your family protected. From personalized plan recommendations to fast and easy claims processing, our services are tailored to meet your unique needs. Trust us to provide reliable coverage, expert advice, and dedicated support every step of the way, ensuring you get the best care when you need it most.

Peace.

Security. Wellness.

Protection.

Massively Reduced Out-Of-Pocket Costs

The average person on an employer-sponsored health plan will pay $7,151 annually in out-of-pocket costs. With SMART, the average employee only incurs $1,200 in annual out-of-pocket costs, a savings of nearly $6,000 (that’s a Disney vacation for a family of 4).

The Health Coverage Goals we offer:

$0 Out-of-Pocket Costs

for Maternity Care

We care about families, and we care about mothers. That’s why SMART is proud to provide full-term prenatal care, from conception to birth, at no additional cost. So your employees can focus on what matters most, instead of worrying about how to cover the next doctor’s appointment.

$0 copay for maintenance prescriptions

For employees on long-term medications, the last thing they want is to worry about getting their prescription refilled each month. Or worse, being saddled with crippling drug costs. Which is why Alation offers 90-day mailed prescriptions with $0 copay for most maintenance medications.

24/7 Telemedicine

Nobody should have to wait for a doctor. SMART offers our members industry leading telehealth services, with 24/7 access to doctors and nurses. Extremely short wait times, along with top-tier customer service, keep patients coming back! Telemedicine usage doesn’t affect your case load, which means your employees get the care they need on their terms, and premiums stay low.

Keep Your Existing Providers

This is just worth reiterating…employees don’t need to change providers to take advantage of lower healthcare costs. They can keep their existing care team in place, meaning no change to their routine or comfort levels. They get the exact same, and in some cases, better coverage, while saving an average of 20% on their monthly premiums.

Real Networks, Real Coverage, Real Savings

Protecting Your Health, Securing Your Future

We offer customized health insurance plans to fit your needs, ensuring peace of mind and financial protection. Trust our expert team to guide you in choosing the right coverage.